Key2Pay MuchBetter Prepaid Mastercard

We are partners! MuchBetter is the e-money account for Key2Pay. The Key2Pay keyfob for contactless payment can be connected to the MuchBetter account in one step. After that, you can pay "artistically" at every checkout that accepts contactless payments worldwide!

Key2Pay Art-Edition by LAKS

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Paying has never been more beautiful

MuchBetter is an e-money account. Just download the Smart Banking app for iOS and Android for free. To fully use the account and to order the free MuchBetter Prepaid Mastercard, you only have to verify yourself once in the app with a selfie and an ID card.

•  You can pay worldwide where Mastercard® is accepted

•  Mastercard debit card in “Keyfob size”

•  Muchbetter banking app for Android and iOS

•  KEY2PAY with MuchBetter Mastercard® supports Euro , Pound £ and USD $

•  No mobile needed for payment function

•  No additional power consumption on your mobile or KEY2PAY

•  No need to recharge your KEY2PAY

•  No power and no connection to a mobile is needed for payment function

KEY2PAY with MuchBetter is available in following countries:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Iceland, Liechtenstein, Norway, Switzerland, Canada, China


an app based payment wallet which combines rock star technology, mobile first dynamic customer authentication, real time KYC and rich in deposit options


Enables you to

•   pay with the tap of your Key2Pay

•   send money to friends and family for free in real time

•   pay when shopping online

•   collect and receive rewards

•   providing a free Mastercard® for on and offline use


•   Free-to-get - no activation fees

•   Free-to-use (except ATM cash withdrawal fees)

•   Pay worldwide anywhere you see the Mastercard® logo

•   Withdraw money at ATMs

•   Contactless payments

•   Secure e-commerce, with a dynamic secure code CVV

•   CVV code supplied through your MuchBetter app

•   Choose and set your own PIN


•   Use the app to freeze (lock) and unfreeze (unlock) your KEY2PAY and/or your card instantly

•   When the KEY2PAY or card is frozen, it cannot be used

•   Simply unfreeze it in the app to reactivate it

•   The three digit number on the back of your card is generated separately for every purchase

•   Even if someone gains access to your card they will be unable to use it

•   For every transaction you get an instant notification to your phone


How to

•   Download and use it for FREE the Muchbetter banking app for Android and iOS


•  Complete the automated personal verification process within minutes

•  During the registration process we will be asking you for the following details:

     •  Your mobile phone number

     •  Setting a passcode for account access - can be exchanged to Touch-ID later in the process

     •  Your name and address including country of residence

     •  Your email address

     •  To complete the full verification we also ask you to send us your ID/Passport comfortably via the app instantly

•  Activate your KEY2PAY Mastercard® debit card via app within 1 second - you will find a 9 digit code sticker on the back of KEY2PAY

•  In App money loading with multiple options


Questions? Pls find all answeres on MuchBetter Homepage


MasterCard and The MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. LAKS Fitness UFO, KEY2PAY and LAKS Watch2Pay are trademarks of LAKS GmbH.
© copyright by LAKS GmbH. All rights reserved 2018. Terms and Conditions: Minimum age to open a MuchBetter e-money account is 18 years. A successful ID verification is required to open the account. MuchBetter maintains the right to decline account applications. Opening and using the MuchBetter account is free of charge. Ordering and usage of the MuchBetter prepaid Mastercard is mostly free. There are no applicable minimum usage requirements. The Key2Pay key fob is free within the first year of usage. A yearly maintenance fee of EUR 9.90 is applicable thereafter. Muchbetter Terms and Conditions apply: MuchBetter is operated by MIR Limited UK Ltd. MIR Limited UK Ltd is licensed and regulated by the UK Financial Conduct Authority (FCA) as electronic money institution with License No.: 900704. The Prepaid Mastercard and the Key2Pay key fob are issued by Wirecard Card Solutions Ltd pursuant to a licence by Mastercard International Inc. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Inc. Key2Pay and LAKS are trademarks of LAKS GmbH © copyright by LAKS GmbH. All rights reserved.